Main Street Insurance Group

Business insurance and SBA loan coverage, built around how deals actually close.

Business insurance placed by people who do this every day. Our sister company, Main Street Funding Group, originates SBA loans nationwide, so when a lender is involved, we already know what they’ll require and when.

One Team | One Call | One Objective… Professionally Delivered

Affiliated business disclosure. Main Street Insurance Group and Main Street Funding Group are under common ownership. You are not required to use Main Street Insurance Group to obtain insurance in connection with a loan arranged by Main Street Funding Group, and you are free to place your coverage with any agency you choose. Full disclosure →

Built for the people who run Main Street businesses.

We know your needs before you even call.

We know what your lender needs.

Most agencies rarely see an SBA file. Our team places coverage on them routinely and works directly with the lender’s closing team, so the certificate says what it has to say the first time.

We understand your urgency.

SBA closings run on a fixed date, and funding waits on coverage. Nothing about your timeline surprises us, and we work to the closing calendar rather than our own.

We cover the whole business.

A lender requires a handful of policies. You need more than that. We go through everything you carry and make sure the coverage fits your needs. No pressure, just straight answers.

Coverage

Policies we place

Most businesses carry the same handful of policies. We handle all of them, along with the specialty lines most agencies won’t touch. If you’re closing an SBA loan, we know exactly which ones your lender will require.

General Liability

Covers injuries to customers or visitors and damage to property caused by your operations. The policy most landlords and lenders require before you open the doors.

Commercial Property

Covers the building if you own it, plus the equipment, inventory, and contents inside, whether you own the space or lease it.

Workers’ Compensation

As you grow and add employees, you’ll need a workers’ compensation policy. It covers medical costs and lost wages when someone is hurt on the job, and we handle classification, payroll audits, and renewals.

Key Person Life Insurance

Protects the business if an owner dies. Nearly every SBA loan requires it on the owner, assigned to the lender, and we handle that paperwork.

Commercial Vehicles & Equipment

Trucks, trailers, vans, and heavy equipment the business owns, listed individually on the policy. We also cover vehicles you rent or your employees drive for work.

Specialty Lines

Cyber, liquor liability, employment practices, umbrella, business overhead and disability. The coverage most agencies won’t chase down.

Before you start

Things worth knowing

A small business storefront on a sunny Miami street corner
Our approach

If you’re closing an SBA loan

Most buyers have never been through this before. Our team has, many times over. We tell you exactly what’s needed, what’s missing, and what happens next. No jargon, no waiting on hold.

See how SBA closings work →

For lenders & brokers

Send us your customers. We’ll take it from there.

When you send someone our way, they’re taken care of. A licensed agent will be on it immediately. We will have direct contact with your closing team to make sure certificates are worded correctly the first time. As we form our relationship, you will always know where things stand with the customer.

Affiliated business disclosure. Main Street Insurance Group and Main Street Funding Group are under common ownership. You are not required to use Main Street Insurance Group to obtain insurance in connection with a loan arranged by Main Street Funding Group, and you are free to place your coverage with any agency you choose. Full disclosure →

Learn more →

Let’s get your coverage in place.

Tell us what you need and a licensed agent will call you.

Get a Quote