Loan or no loan, every business needs the basics done right. Most owners haven’t looked at their coverage since the day they bought it. We’ll go through everything you carry and give you a straight answer.
The policies most businesses carry, plus the specialty lines that come up less often.
Covers injuries to customers or visitors and damage to property caused by your operations. The policy most landlords and lenders require before you open the doors.
As you grow and add employees, you’ll need a workers’ compensation policy. It covers medical costs and lost wages when someone is hurt on the job, and we handle classification, payroll audits, and renewals.
Covers the building if you own it, plus the equipment, inventory, and contents inside, whether you own the space or lease it.
Trucks, trailers, vans, and heavy equipment the business owns, listed individually on the policy. We also cover vehicles you rent or your employees drive for work.
Life insurance on an owner or a key employee, so the business keeps running if something happens to them. It also funds a partner buyout, so ownership transfers cleanly.
If the owner can’t work, this keeps rent, payroll, and loan payments going while the business waits.
Need additional coverage? Ask one of our agents for a full menu of policy types.
Businesses change constantly, and coverage doesn’t always keep up. A review takes one call and costs you nothing.